South Florida

Hard Money Loans in Miami, Florida

Fast, asset-based financing for Miami real estate investors — fix & flip, bridge, DSCR rental, new construction and condo bridge loans across Miami-Dade.

92.5%Max LTC
5-dayFunding
0.75DSCR min.
Miami-DadeCounty + all FL

The Miami investor market

Miami is one of the most competitive real estate investment markets in the country, and deals here are won on speed and certainty of close. Whether you're flipping a 1950s CBS single-family home off Calle Ocho, bridging a softened Brickell condo, or qualifying a short-term rental on its income, LendingFLA arranges the financing that lets you compete with cash buyers — often closing in as few as 5 days.

Areas we serve in & around Miami

Little HavanaAllapattahBrickellWynwoodCoral GablesLiberty CityCoconut GroveEdgewater

How Miami investors use LendingFLA

International buyer demand and a top-tier Airbnb market make Miami especially strong for DSCR rental and foreign-national programs — qualify on the property's rent, not US tax returns. Value-add corridors like Little Havana, Allapattah and Liberty City remain active for fix-and-flip, while Brickell and Edgewater see condo bridge activity.

Loan Programs

Investor loan programs in Miami

One application, access to a network of top private lenders — competitive, asset-based terms across every investment strategy.

Fix & Flip

Buy, renovate and resell with leverage that protects your cash.

Up to 92.5% LTC · 100% rehab · 5-day funding

Bridge Loans

Move fast on time-sensitive deals and bridge to your exit.

5-day close · interest-only · no prepay

DSCR / Rental

Qualify on the property's rent — not your tax returns.

DSCR from 0.75 · up to 80% LTV · 30-yr

New Construction

Ground-up financing with rapid, inspection-based draws.

Up to 90% LTC · 100% of construction

Multifamily

Acquisition & bridge capital for 5+ unit projects.

Up to 80% LTV · bridge & perm

Commercial & Foreign National

Asset-based loans, including foreign-national programs.

No US credit OK · fast close
Questions

Miami hard money FAQ

Yes. Miami is a major market for foreign-national and DSCR programs that qualify on the property's rental income rather than US tax returns — ideal for international investors building a Miami portfolio.
With a complete file, many Miami fix-and-flip and bridge loans close in as few as 5–10 business days, so you can beat cash offers on competitive listings.

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