Southwest Florida

Hard Money Loans in Fort Myers, Florida

Construction & rehab financing for Fort Myers and Lee County — ground-up new construction, storm-rehab BRRRR and fix & flip.

92.5%Max LTC
5-dayFunding
0.75DSCR min.
LeeCounty + all FL

The Fort Myers investor market

Southwest Florida is in a building cycle, and Fort Myers investors are taking down lots and building elevated to current code. LendingFLA finances the land and 100% of the vertical budget on scheduled draws — verified remotely and funded fast — alongside inland storm-rehab BRRRR in Lehigh Acres and Cape Coral.

Areas we serve in & around Fort Myers

Downtown River DistrictMcGregorLehigh AcresCape CoralGatewaySan Carlos Park

How Fort Myers investors use LendingFLA

Ground-up construction on teardown and vacant lots is the signature Southwest Florida play, with homes elevated on pilings to current code as a resale and insurance advantage. Inland, distressed CBS shells in Lehigh Acres rehab into strong rentals at attractive price points.

Loan Programs

Investor loan programs in Fort Myers

One application, access to a network of top private lenders — competitive, asset-based terms across every investment strategy.

Fix & Flip

Buy, renovate and resell with leverage that protects your cash.

Up to 92.5% LTC · 100% rehab · 5-day funding

Bridge Loans

Move fast on time-sensitive deals and bridge to your exit.

5-day close · interest-only · no prepay

DSCR / Rental

Qualify on the property's rent — not your tax returns.

DSCR from 0.75 · up to 80% LTV · 30-yr

New Construction

Ground-up financing with rapid, inspection-based draws.

Up to 90% LTC · 100% of construction

Multifamily

Acquisition & bridge capital for 5+ unit projects.

Up to 80% LTV · bridge & perm

Commercial & Foreign National

Asset-based loans, including foreign-national programs.

No US credit OK · fast close
Questions

Fort Myers hard money FAQ

Yes — new construction loans fund the lot plus up to 100% of the construction budget in scheduled draws, with interest only on funds drawn. Ideal for elevated, code-compliant builds.
Yes. We fund the purchase and rehab of CBS homes on hard money, then refinance into a DSCR once the property is stabilized and rented.

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