Central Florida

Hard Money Loans in Orlando, Florida

Investor lending for Orlando & Central Florida — short-term/vacation rental DSCR, fix & flip and bridge loans near the tourism corridor.

92.5%Max LTC
5-dayFunding
0.75DSCR min.
OrangeCounty + all FL

The Orlando investor market

Orlando's tourism economy makes it a premier short-term-rental market, and LendingFLA specializes in the play investors love: buy a purpose-built vacation home in a zoned STR community on bridge or hard money, stabilize it, then refinance into a DSCR underwritten on the rental income.

Areas we serve in & around Orlando

KissimmeeDavenportChampions GateSanfordApopkaWinter ParkConway

How Orlando investors use LendingFLA

STR-friendly zones around Champions Gate, Davenport, Reunion and the US-192 corridor in Osceola and Polk are the heart of the vacation-rental strategy. Suburban Kissimmee, Sanford and Apopka support long-term BRRRR and value-add flips for investors who prefer traditional rentals.

Loan Programs

Investor loan programs in Orlando

One application, access to a network of top private lenders — competitive, asset-based terms across every investment strategy.

Fix & Flip

Buy, renovate and resell with leverage that protects your cash.

Up to 92.5% LTC · 100% rehab · 5-day funding

Bridge Loans

Move fast on time-sensitive deals and bridge to your exit.

5-day close · interest-only · no prepay

DSCR / Rental

Qualify on the property's rent — not your tax returns.

DSCR from 0.75 · up to 80% LTV · 30-yr

New Construction

Ground-up financing with rapid, inspection-based draws.

Up to 90% LTC · 100% of construction

Multifamily

Acquisition & bridge capital for 5+ unit projects.

Up to 80% LTV · bridge & perm

Commercial & Foreign National

Asset-based loans, including foreign-national programs.

No US credit OK · fast close
Questions

Orlando hard money FAQ

Yes. We arrange DSCR loans underwritten on projected vacation-rental income for properties in zoned STR communities near Champions Gate, Davenport and the Disney corridor.
Bridge loans can close in as little as 7 days, letting you lock a contract on an in-demand pool home and refinance into a DSCR after furnishing.

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