the Tampa Bay area

Hard Money Loans in Clearwater, Florida

Investor financing in Clearwater — beach short-term rental DSCR and workforce BRRRR across Pinellas County.

92.5%Max LTC
5-dayFunding
0.75DSCR min.
PinellasCounty + all FL

The Clearwater investor market

Clearwater combines a top-rated beach with steady workforce-rental demand, supporting both short-term-rental DSCR and BRRRR strategies. LendingFLA funds the deal fast and refinances stabilized rentals into long-term holds.

Areas we serve in & around Clearwater

Clearwater BeachDowntown ClearwaterCountrysideIsland Estates

How Clearwater investors use LendingFLA

Beach and Island Estates properties suit short-term-rental income, while Countryside and inland Clearwater support cash-flowing BRRRR rentals.

Loan Programs

Investor loan programs in Clearwater

One application, access to a network of top private lenders — competitive, asset-based terms across every investment strategy.

Fix & Flip

Buy, renovate and resell with leverage that protects your cash.

Up to 92.5% LTC · 100% rehab · 5-day funding

Bridge Loans

Move fast on time-sensitive deals and bridge to your exit.

5-day close · interest-only · no prepay

DSCR / Rental

Qualify on the property's rent — not your tax returns.

DSCR from 0.75 · up to 80% LTV · 30-yr

New Construction

Ground-up financing with rapid, inspection-based draws.

Up to 90% LTC · 100% of construction

Multifamily

Acquisition & bridge capital for 5+ unit projects.

Up to 80% LTV · bridge & perm

Commercial & Foreign National

Asset-based loans, including foreign-national programs.

No US credit OK · fast close
Questions

Clearwater hard money FAQ

Yes — DSCR loans underwritten on rental income work for beach-area STRs in Clearwater.
Yes, inland Clearwater and Countryside offer durable workforce rentals well suited to BRRRR-to-DSCR.

Ready to fund your next Clearwater deal?

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